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General Liability – Residential Property Management Association

Protect Your Property

Every owner of student housing is presented with unique risk exposures that can be challenging to manage and even more difficult to properly insure. With the Residential Property Management Association (RPMA), we can alleviate these stressors and provide you a more secure experience.

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Redefining Property Risk Management

  • Innovative Protection
    Rooted in Illinois, associations such as RPMA, are redefining risk management and insurance while building a foundation for owners’ success.
  • Creative Insurance Solutions
    RPMA provides educational resources and access to customized Property Casualty insurance products for student housing and other multi-family real estate owners.
  • Ensuring Peace of Mind
    The RPMA Liability insurance program provides comprehensive liability protection designed for student housing owners, addressing any gaps in your coverage plan.

About the Program

Download an informational flyer about the Residential Property Management Association Liability Insurance Program.


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Take a Look at Our General Liability Insurance Program for Owners of Student Housing

Owners of student housing are presented with unique exposures to risk that can be challenging to manage and even more difficult to properly insure. Holmes Murphy’s Residential Property Management Association (RPMA) can help deliver the right solution. RPMA is an Illinois association specifically designed to help owners of student housing and other multi-family real estate navigate the complexities of insurance and risk management. Our team is well-versed in the industry, dedicated to customizing any and all coverage plans, and committed to ensuring you have the proper protection.

A Quick Look at the RPMA Liability Program:

  • A- or better-rated insurance carriers
  • No exclusions for assault and battery and sexual assault, molestation, and physical abuse
  • Hired and non-owned Auto Liability
  • Expenses paid in addition to the limit of liability
  • Limits provided on a per location basis
  • Low deductible of $2,500

What Program Specifications are There for RPMA?

Policy Limits:

  • Each occurrence – $1,000,000
  • Annual aggregate – $2,000,000
  • Products/completed operations aggregate – $1,000,000
  • Personal/advertising injury limit – $1,000,000
  • Fire legal liability – $1,000,000
  • Medical payments – Excluded

Optional Excess Limits

  • Each occurrence – $1,000,000
  • Annual aggregate – $1,000,000
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