Alt tag
Executive Risk

Risk Management for the Most Valuable Asset

Your people are the most valuable part of your organization. Executive Risk insurance protects your business leaders and organization so you can focus on taking your company to the next level.

Reach Out Today
Alt tag

Comprehensive Coverage for Your Changemakers

  • Protection From Unique & Unexpected Risk
    We work diligently to design customized, cost-effective programs that fit your needs and cover you for the “what ifs.”
  • The Holmes Murphy Difference
    While many national brokers have isolated their Executive Risk teams, Holmes Murphy ensures our specialized Executive Risk resources are accessible for clients.
  • Your Business is Our Business
    Our team seeks to understand the unique needs of your business, reduce exclusion impacts, and broaden coverage to ensure your leadership team and company are protected.

Meet Holmes Murphy Vice President, Executive Risk Enterprise Leader Monica Minkel

Executive Risk FAQs

What is Executive Risk coverage, and why should your organization have it?

Executive Risk lines of coverage can include Directors & Officers Liability, Employment Practices Liability, and Fiduciary Liability. Additional products include Crime, Employed Lawyers, Cyber, and Transactional Risk.

Directors and Officers liability is intended to protect your executives from personal financial losses due to claims of allegations of mismanagement in their management duties. Your organization should consider this coverage if you have a board of directors, executives, or top-level management to protect their assets and reduce legal risks.

Employment Practices Liability addresses employment-related torts like discrimination, harassment, wrongful termination, and more.

Fiduciary Liability is designed to cover decision making related to employee benefits programs, like a 401k or health insurance.

What types of claims does Executive Risk coverage protect against, and what are the benefits?

Executive Risk coverages benefit your organization by providing a financial safety net to manage litigation and help keep your company’s reputation intact. Companies need to be able to execute difficult decisions and make retaining top talent a priority while managing financial challenges. Insurance helps provide peace of mind for the leadership team.

What factors influence the cost of Executive Risk policies?

Industry, size, loss history, financial condition, and company direction are all factors that influence the pricing and availability of terms with Executive Risk products. Coverage quality can vary widely by carrier or policy, so it’s important to work with a knowledgeable and experienced team.


Holmes Murphy Blog

Find more resources from our thought leaders on our blog.

Property Casualty

Discover more about Holmes Murphy’s risk management strategies.

Why Holmes Murphy?

What makes Holmes Murphy different from other insurance brokers?
Let’s Connect
Ready to meet with a Holmes Murphy expert?
Contact Us
Get to Know Us
See our feature in Monocle magazine for the inside scoop on how we are changing the game of insurance.
Read Now