• General Liability – Residential Property Management Association (RPMA)

    What is the Residential Property Management Association?

    General Liability Insurance Program for Owners of Student Housing

    Owners of student housing present unique exposures to risk that can be challenging to manage and even more difficult to properly insure. Holmes Murphy’s Residential Property Management Association (RPMA) provides solutions to both these issues. RPMA is an Illinois association formed to provide deep risk management and educational resources and access to customized property and casualty insurance products for owners of student housing and other multi-family real estate. The RPMA Liability Insurance programs provide comprehensive liability protection specifically designed for owners of student housing. Many policies have restrictive coverage that may leave an owner with significant gaps in coverage.

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    Ready to apply? Fill out this online application.


    RPMA Liability Program Highlights

    • A- or better-rated insurance carriers
    • No exclusions for Assault & Battery and Sexual Assault, Molestation and Physical Abuse
    • Hired & Non-owned Auto Liability
    • Expenses paid in addition to the limit of liability
    • Limits provided on a per location basis
    • Low deductible of $2,500


    Program Specifications

    Policy Limits:    

    Each Occurrence $1,000,000
    Annual Aggregate $2,000,000
    Products/ Completed Operations Aggregate $1,000,000
    Personal/Advertising Injury Limit $1,000,000
    Fire Legal Liability $1,000,000
    Medical Payments Excluded

    Optional Excess Limits

    Each Occurrence $1,000,000
    Annual Aggregate $1,000,000

    To get started, contact

    Holmes Murphy Fraternal Practice
    Marketing Department
    13810 FNB Parkway Suite 300
    Omaha, NE 68154

    Phone: (800) 736.4327
    Fax: (800) 328.0522
    Email: fraternalinsuranceapp@holmesmurphy.com

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General Liability – Residential Property Management Association (RPMA)