Report a property casualty crisis alert to Holmes Murphy
Our Services
Driving Success Through Partnership and Innovation
Your trusted partner in navigating the complexities of commercial insurance and employee benefits. Our unique structure fosters a culture of innovation and partnership, allowing us to customize our services specifically to your business goals.
Our Brokerage Consulting Services portfolio encompasses two lines of business: Property Casualty and Employee Benefits. By leveraging our product of accumulated knowledge and experience, we can find unique solutions to our client’s toughest problems. Holmes Murphy’s expertise in risk management and employee benefits enables us to develop comprehensive strategies that not only protect your organization but also enhance employee satisfaction and engagement. Our clients align with us on culture, relationships, and complexity of needs, allowing us to target our services where we can have the greatest impact.
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Holmes Murphy is a leader in driving change and disrupting the insurance industry. We are passionate about our business and challenging our clients to think differently about risk management and benefits. This is why we created innovation solutions for our clients, provide meaningful value, and further differentiate ourselves from our competition. We utilize our DRIVE process to determine what solutions will be best to exceed our clients’ needs.
DRIVE isn’t just a methodology – it’s a commitment to seeing our clients succeed.
DRIVE isn’t just a methodology – it’s a commitment to seeing our clients succeed.
Driving Your Impact
DRIVE begins with Understanding
We take a deep dive into your business, people, and programs, exploring your culture, talent management, preferences, strategy, experience, and performance to form a comprehensive view of where you are and where you’re headed.
From this foundation, we generate Insights
We analyze the marketplace, your programs, and performance metrics to provide you with actionable insights that are tailored to your specific circumstances and opportunities.
Finally, we focus on Impact
DRIVE is centered on delivering tangible outcomes that directly enhance your program performance, comparative benchmarks, and overall client experience. By aligning our strategies with your business objectives, DRIVE ensures that our solutions not only address your immediate needs but also drive long-term success for your organization.
Employee Benefits Strategy
Clinical Wellbeing
Our Clinical Strategies Team helps the most successful organizations integrate health fully into their culture with strategies and tools that connect people to quality care and minimize barriers.
Employee Engagement & Communications
As an employer, you want to inspire your employees to give you their best. So do we. Holmes Murphy has an award-winning team of communication experts, with over 50+ years of experience, to streamline employee benefits communications during open enrollment and throughout the employee life cycle.
Actuarial & Underwriting
Our in-house team of actuaries leverages a customized budgeting model tool to align with your specific budget, plan design, claims, experience, and employee contributions. We uncover actionable insights that drive real-time budget impact by deeply analyzing historical claims data and prospective clinical indicators.
Pharmacy
Prescription drug benefits are the most utilized health benefit by your members. With growing issues surrounding PBMs, active management of your pharmacy benefit is integral to improving access, health outcomes, and lowering costs. That’s where our pharmacy experts come in.
Compliance
Our compliance team is staffed with in-house attorneys, available for meetings and calls to help educate Holmes Murphy service teams and their clients about the complex world of compliance.
Specialty Benefits
In this saturated market, employers face an overwhelming array of vendor and carrier options, making selecting valuable benefits difficult. By understanding our client needs, our specialty benefits experts identify the best-value options and leverage comprehensive market access to simplify decision-making.
Property Casualty Solutions
Property
The commercial property insurance market has experienced a continued hardening with rising rates and deductibles. Shifting carrier appetites and limited capacity require a unique approach to procure customized property coverage at an affordable price.
Placement
Our Placement team excels at identifying, matching, and covering your specific risks and industry requirements to provide you with a complete insurance solution. However, serving you goes beyond placing the initial insurance coverage. Our service team will continue to monitor and manage your insurance needs to keep everything up to date as your business grows and changes.
Builders Risk
With the ever-evolving Builders Risk marketplace, insureds need an expert in their corner to help disseminate how to best structure their project, so all parties are in alignment and fully protected. We tailor your insurance placement by utilizing key areas of expertise that focus on specific terms and conditions that matter most to your project.
Executive Risk & Cyber
Our Executive Risk experts help protect your business leaders and organization so you can focus on taking your company to the next level. From legal and regulatory challenges to the cyber threat landscape, navigating the specialty coverages that address complex and emerging exposures can be difficult. That’s where our coverage solutions come in.
Risk & Safety
Our consultants work to understand your business operations and risks you face, whether that’s to your employees, products, customers, vehicles, reputation, or other assets. We then provide ideas for targeted risk management solutions that can help you minimize risk and maximize profits.
Surety Bonds
Surety bonds give you a competitive edge by providing reliability, boosting client trust, and securing future contracts. We connect you with top surety companies, streamline applications, and provide expert guidance. Surety has long been a cornerstone of our business, and we’re committed to delivering top-tier surety solutions – whether contract, commercial, or miscellaneous bonds – to meet your unique needs.
Claims Management
Property Casualty insurance is just a promise until a claim takes place. Our team of in-house claim professionals assist clients in coverage, claims, and efficient processes.
Risk Financing & Captive Solutions
With the volatility of the traditional insurance market, business owners are left paying inconsistent premiums, lack of options and no control or transparency over claim information. Captive insurance allows employers to OWN their insurance rather than “rent” from large carriers.
Data Analytics
Our suite of data and analytics tools underscores our commitment to providing advanced solutions that not only elevate your business dynamics but also impact your risk management practices. Your Holmes Murphy team offers policy benchmarking tools, claims analysis, and performance analytics to help you make informed decisions that can have a positive outcome on your business and bottom line.
They really took the time to meet with many of our executive leaders to understand our business, how we operate, and the needs of all of our associates…from top to bottom. Holmes Murphy takes a very detailed and personalized approach to look at every business individually and really understand the needs of the business in terms of coming up with solutions. It’s not just a one-size fits all, they really take the time to understand business needs and offer creative solutions.”
Jason Altberger, CFO, Sage Hospitality Group
One of my favorite services with Holmes Murphy is their personalized approach to handling situations that impact our employee workforce. They can get extremely granular when they need to be…we can layer in and get deep into the weeds to solve a problem that is impacting our associates.”
Justin Saunders, CFO & President, Madix
I’ve never felt that Holmes Murphy is just selling us insurance; rather, they provide value to our business. They have a strong team, are responsive to our inquiries, and have outstanding attention to detail. Our shared values are what makes us good partners.”
Lori Schaefer-Weaton, President, Agri-Industrial Plastics
