In this episode, Holmes Murphy Compliance Director Nick Karls and Senior Advisor Den Bishop break down the longest government shutdown in U.S. history (43 days) and the spotlight on healthcare affordability and the risk of expiring insurance subsidies.

The main points we cover include:

• Employer Pressure: Rising renewal rates and growing cost concerns
• Subsidy Debate: With enhanced ACA marketplace tax credits set to expire, millions could face premium increases – in some cases, more than doubling
• Paying the Subsidies to Individuals: What are the potential impacts of paying the marketplace subsidies to individuals instead of directly to the health insurers?