Sr. Commercial Underwriter

Innovative Program Solutions

Holmes Murphy has always believed that investing in our employees, the spaces in which they work, and the environment that we provide are all critical to our culture, purpose, and the services we offer. After all, we know that employees who feel appreciated and recognized for their hard work and dedication results in employees who feel immensely invested in the success of our clients and our company. On top of this, our employees have a seat at the table and the opportunity to pave their own way. Cool, right?! If you nodded yes, check out our Sr. Commercial Underwriter position and apply!

We are looking to add a Sr. Commercial Underwriter to join our new and growing Programs team in Waukee, IA. The ideal professional will possess excellent customer service skills and serve as a technical resource to a growing underwriting team. Your career here means collaboration, inclusivity, innovative thinking and so much more. Here, you’ll be putting your creative insights to work with leaders, having a seat at the table with key decision makers.

As a Senior Commercial Underwriter within Programs, you will have the opportunity to build a portfolio of Program business collaborating with a supportive internal team and with agent and carrier professionals. You will have the opportunity to help create and continuously improve underwriting guidelines, efficient workflows and operational processes that deliver optimal value for clients and partner stakeholders. In this role, you will exhibit the ability to understand client business operations and apply underwriting expertise to create best in class risk solutions and services.


  • Manages and Underwrites a Program portfolio of business
  • Reviews Program results monthly making changes as needed to create continuous improvement for all stakeholders
  • Maintains compliance with applicable Underwriting guidelines and authority initiating carrier referrals as needed
  • Engages agent and carrier contacts responsively with consistent actions and dialogue enhancing production activity with targeted new and renewal opportunities
  • Approaches overall portfolio with a strategic perspective effectively managing issues related to class, line of business, geography and overall mix objectives
  • Identifies and investigates appropriate resources to resolve complex insurance issues ensuring client, agent and carrier satisfaction
  • Acts as a trusted advisor and solution provider to Brokers and Agents and a consultative resource for all contacts leveraging subject matter expertise
  • Welcomes opportunities to handle larger and more complex accounts and Programs, be a technical and sales resource, as well as a mentor to Commercial teammates
  • Participate in projects to further advance the Organization’s objectives and enhance individual growth and development

Knowledge, Skills, and Abilities:

  • Advanced knowledge of property casualty coverages and the ability to apply that knowledge to drive targeted results
  • Comfort level with underwriting complex business, with support as needed, exhibiting independent initiative
  • Working knowledge of applicable laws, regulations and governance
  • Desire to be proactive, be a thought leader, mentor and advisor to others
  • Demonstrated success in developing and maintaining strong working relationships with all internal and external business partners
  • Excellent verbal and written communication skills and the ability to articulate value, solve problems and create positive interactions
  • Advanced negotiation, presentation, and critical thinking skills
  • An ability to think analytically about business problems, make recommendations and propose solutions
  • A strong foundation of technical underwriting knowledge and analytical skills empowering sound decision-making
  • Working familiarity with insurance agency and / or carrier systems


  • Education: High school diploma; college degree preferred. Active state specific Property Casualty Insurance agent’s license required or the ability to acquire license within three months of hire.
  • Experience: Minimum 5+ years commercial underwriting experience in the property and casualty insurance industry.

Benefits: In addition to core benefits like health, dental and vision, also enjoy benefits such as:

  • Paid Parental Leave and supportive New Parent Benefits — We know being a working parent is hard, and we want to support our employees in this journey!
  • Company paid continuing Education & Tuition Reimbursement — We support those who want to develop and grow.
  • 401k Profit Sharing — Each year, Holmes Murphy makes a lump sum contribution to every full-time employee’s 401k. This means, even if you’re not in a position to set money aside for the future at any point in time, Holmes Murphy will do it on your behalf! We are forward-thinking and want to be sure your future is cared for.
  • Generous time off practices in addition to paid holidays — Yes, we actually encourage employees to use their time off, and they do. After all, you can’t be at your best for our clients if you’re not at your best for yourself first.
  • Supportive of community efforts with paid Volunteer time off and employee matching gifts to charities that are important to you — Through our Holmes Murphy Foundation, we offer several vehicles where you can make an impact and care for those around you.
  • DE&I programs — Holmes Murphy is committed to celebrating every employee’s unique diversity, equity, and inclusion (DE&I) experience with us. Not only do we offer all employees a paid Diversity Day time off option, but we also have a Chief Diversity Officer on hand, as well as a DE&I project team, committee, and interest group. You will have the opportunity to take part in those if you wish!
  • Consistent merit increase and promotion opportunities — Annually, employees are reviewed for merit increases and promotion opportunities because we believe growth is important — not only with your financial wellbeing, but also your career wellbeing.
  • Discretionary bonus opportunity — Yes, there is an annual opportunity to make more money. Who doesn’t love that?!

Holmes Murphy & Associates is an Equal Opportunity Employer.