Your Holmes Murphy South Dakota team prides itself on offering the insurance industry's best solutions and delivering the most cost-effective plans for its customers. We specialize in risk management consultation, commercial property and casualty, life, health, Employee Benefits and Workers Compensation. Holmes Murphy South Dakota is dedicated to solving the risk-management needs for businesses, with the following specialty products and services areas:

• Contractor Solutions
• Surety Bonds
• Loss Control Programs
• Personal Lines
• Alternative Energy Solutions
• Customized Business Coverage
• Risk-Analysis Consultation
• Asset Protection
• Exceptional Service
• Affordable Solutions

Contractor Solutions
Leading contractors know building relationships with reliable, recognized experts is critical to the foundation of a secure financial future. In the high-exposure world of construction risk, Holmes Murphy is the preferred partner of hundreds of construction companies for managing risk, controlling loss, improving safety, and protecting assets.

Surety Bonds
Holmes Murphy provides bond solutions for contractors. We represent a variety of major surety carriers who provide the most diversified and competitive line of surety products and services in the industry. We are highly experienced, creative and flexible in solving complex surety bond problems.

As members of the NASBP (National Association of Surety Bond Producers) we stay current on the bonding business and needs of our customers.

Our surety services include:

• Bid Bonds
• Performance Bonds
• Payment Bonds
• License and Permit Bonds
• Public Official Bonds
• Fiduciary Bonds

Loss Control Programs
Holmes Murphy loss control services can improve your company's bottom line. Our goal is to develop innovative safety and loss control programs that help businesses manage the growing burden of safety regulations. Our big picture approach to risk management and expertise gives companies tailored loss control programs that are successful in the work place.

We maintain key loss data and prepare insightful reports, which identify specific problem areas and trends. This improved understanding gives companies the tools to develop better loss prevention and claim management strategies. Our extensive loss control experience allows us to evaluate all aspects of your business, finding the best solution that can protect your bottom line.

Personal Lines
Holmes Murphy knows its business and yours. Our associates are leaders - top-talent professionals with insurance experience and industry expertise. This knowledge contributes to more reliable forecasting and more precise purchasing of your individual coverage needs.

Alternative Energy Solutions
Holmes Murphy specializes in serving the insurance needs of the wind power industry. We're a company of people dedciated to protecting the promise of renewable energy and safeguarding the providers of emmision-free electricity.

Holmes Murphy South Dakota
Holmes Murphy takes the lead in setting service standards for the industry. In business, time is money. So, we provide customized insurance solutions. From the client perspective, our full range of insurance and financial services also provides efficiencies. No need to spend valuable time "shopping around," when the experts are at one resource: Holmes Murphy.

At Holmes Murphy South Dakota, we are passionate about our business, our associates, our clients, and our communities. We are proud of our independent heritage and our tradition of leadership in creating innovative risk-management solutions that protect the assets of our client partners. We dedicate ourselves to providing exceptional service and affordable solutions to our client partners.